Adaptation of Charles Dicken's "A Christmas Carol." Told as a western, Ebenezer Scrooge is a card-cheating swindler. His latest victim is Sam Benson, an idealistic cowboy whose fiancee, Erica Marlow, works as a housekeeper since Scrooge took over her family's saloon. The ghost of Erica's father Jacob visits Scrooge that night and warns him that he must change his ways or suffer the consequences. Scrooge is then visited by the ghosts of Christmas past, present and future.